The article provides a historiographic analysis of the works of modern domestic scientists on the problem of the formation and development of bank lending in the Naddniprianska Ukraine (second half of the 18th – early 20th centuries). The whole modern studies complex of the problems of the bank lending formation and development in the Naddniprianska Ukraine is proposed to be divided into two periods: I) 1729–1860 – pre-reform period – from the birth of the banking credit system to 1860 - when the State Bank of the Russian Empire was created; II) 1860 –1917 – from the founding of the State Bank of the Russian Empire on May 31, 1860 and the subsequent reform of the entire imperial banking system to the fall of the Russian monarchy and the destruction of its banking system. The latter period was divided by the main thematic areas of research: 1) commercial lending by the State Bank of the Russian Empire; 2) mortgage agricultural lending (including mutual land credit societies, State Noble and Peasant banks, joint-stock land banks, etc.); 3) commercial lending by joint-stock commercial banks and city public banks, and others. It is emphasized that the peculiarities of scientific research in the field of Economic History and Socio-Economic History is the use of interdisciplinary research methods. As a result of the historiographic analysis, it was found that the most researched area of the determined problem is the study of mortgage (agricultural) lending, while a comprehensive study of the development of commercial bank credit in the Naddniprianska region has not been conducted. It is noted, that in the study of the formation and development problems of the credit system of Naddniprianska Ukraine, in any case, were considered the issues of the functioning of the banking system as a closely interconnected orbit of research, which in combination allows to study in more detail the effectiveness of the influence of the banking system on different spheres of the economy of Ukrainian lands (trade, industry, agriculture, handicrafts, and others) through the mechanism of lending , and also provides an opportunity to consider the socio-economic aspects of improving the welfare and quality of everyday life of the population, which, in our opinion, can become promising areas of research

Naddniprianska Ukraine, historiography, lending, bank system, State Noble bank, State Peasant bank, urban public banks